ecrop Crowdinvesting App

The ecrop crowdfunding app is a white-label mobile application that empowers you to launch and manage compliant security offerings, particularly for private placements targeting individual investors within the EU. This app streamlines the investment process, providing a user-friendly platform for investors to discover, evaluate, and participate in your projects. Built with the OmniAsset API, it ensures a secure, transparent, and efficient experience while adhering to stringent regulatory requirements.

Key Benefits

• MiFID II Compliance: Seamlessly integrate with the MiFID II investor protection requirements, ensuring compliance with EU regulations.
• Streamlined Investor Onboarding: Simplify the investor onboarding process with integrated KYC/AML checks. PostIdent is integrated as the default identification provider, offering VideoIdent, eID or PostIdent Classic (identification in the local post office).
• Secure and Compliant Payments: Facilitate secure payment processing through integrated Secupay functionality with escrow, ensuring a seemless process.
• Enhanced Investor Engagement: Offer a user-friendly mobile app that attracts and engages investors with a seamless and intuitive experience.
• Reduced Time and Effort: Launch your offerings quickly with a pre-built solution that minimizes development and administrative overhead. Contact us to learn about customization options.

Key Features for Investors

• Project Discovery:
  • Browse a curated list of available projects (campaigns).
  • Filter projects based on your interests and investment preferences.
  • Access private or invite-only projects via a secure link or key (e.g. employee or citization participation programs)
• Project Details:
  • View comprehensive project information, including descriptions, team details, and legal documents.
  • Access a secure and auditable record of all investment-related information.
  • See details about the projects founders (via LinkedIn-Profile link) and get relevant news associated with the offering.
• Investment Process:
  • Complete a MiFID II-compliant investment experience survey to assess your investment knowledge and risk tolerance.
  • Review and approve all required investment documents fully digitally.
  • Choose your preferred payment method (direct debit or wire transfer).
  • Receive confirmation of your investment and access transaction details.
• Account Management:
  • Self-service account management.
  • Complete a KYC/AML process via PostIdent for identity verification.
  • View and manage your investment portfolio, including transaction history, current holdings and status of transactions.
  • Receive notifications about important events, such as new offers and transaction updates.

Compliance Focus

• MiFID II Integration: The app is designed to ensure compliance with MiFID II regulations for private placements, including:
  • Collection of investor experience and knowledge data.
  • Risk warnings and disclaimers.
  • Appropriate documentation and reporting.
• KYC/AML Compliance: Integrated KYC/AML checks are performed via PostIdent, ensuring compliance with anti-money laundering and counter-terrorism financing regulations.
• eWpG Compliance: The app is designed to adhere to the requirements of the German Electronic Securities Act (eWpG), providing a secure and transparent platform for issuing and managing digital securities.