The financial world is rapidly evolving. Digital assets such as crypto securities are gaining increasing importance but also present new challenges for established financial institutions and FinTechs. The complexity of regulations, high security requirements, and the need for scalable solutions demand innovative approaches. ecrop addresses these challenges with a BaFin-regulated SaaS platform specifically developed for managing crypto securities and other electronic securities under the eWpG (German Electronic Securities Act). The platform enables efficient and secure issuance, registration, custody, and transfer of these digital assets. It complies with the strict requirements of the eWpG and the Crypto Securities Register Regulation (eWpRV). Additionally, ecrop supports compliance with other relevant financial sector requirements, such as anti-money laundering and data protection regulations. In this overview, you will learn how ecrop can help you leverage the opportunities of digital transformation in finance while minimizing your risks.

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Company Introduction

Target Audience: Business Decision Makers, Compliance Officers, Technical Executives ecrop is a German FinTech company based in Amberg, specializing in the development and operation of an innovative SaaS platform for digital asset management. Our focus is on providing solutions for institutional clients and professional investors who demand the highest standards in security, efficiency, and compliance. As a BaFin-regulated company and experienced technology provider, we guarantee the highest security standards and compliance with all relevant regulations. We also support optimal integration with existing systems.

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What is ecrop?

  • ecrop is a BaFin-regulated FinTech company specializing in providing a SaaS platform for the issuance, registration, custody, and transfer of crypto securities and other electronic securities.
  • ecrop is licensed (grandfathering; final license pending) as a Crypto Securities Registry Manager under § 1 Para. 1a Sentence 2 No. 8 KWG in conjunction with § 16 eWpG, has applied for a crypto custody license under § 1 Para. 1a Sentence 2 No. 6 KWG, and is supervised by BaFin.
  • We focus on institutional clients and professional investors who want to manage digital assets securely, efficiently, and in compliance with all relevant regulatory requirements.
  • We offer a modular SaaS platform that flexibly adapts to our clients’ individual needs and enables seamless integration with existing IT systems and workflows through standardized REST APIs. The platform is designed to suit both small companies and large financial institutions. Security and compliance are top priorities at ecrop.
  • We meet the highest security standards and all relevant regulatory requirements, including BaFin guidelines (BAIT, MaRisk, KWG), eWpG, GDPR, CryptoAssetTransferV, MiCAR regulation, and the Digital Operational Resilience Act (DORA). Our Information Security Management System (ISMS) is ISO 27001 certified and continuously improved.

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Digital Asset Management Challenges in the Financial Sector

Digital asset management in the financial sector faces various challenges:
  • Complexity of the Regulatory Landscape: The growing number of laws and regulations (e.g., eWpG, MICAR, DORA) makes compliance complex and time-consuming.
  • High Security Requirements: Protecting digital assets from cyber attacks and unauthorized access requires high security standards and continuous investment in security technology.
  • Need for Scalable and High-Performance Solutions: Increasing transaction volumes and data quantities drive the need for scalable and high-performance IT systems.
  • Lack of Transparency and Traceability: Traditional systems often don’t provide the required transparency and traceability for all transactions and processes.

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ecrop as a Solution

ecrop offers a comprehensive solution for digital asset management challenges:
  • Increased Efficiency: Automation and digitization of processes reduce manual effort and increase efficiency.
  • Minimization of Compliance Risks: Integrated control mechanisms and audit-proof trails ensure compliance with all relevant regulations.
  • Maximum Security: Cold storage custody, Multi-Factor Authentication (MFA), and a multi-layered security architecture protect digital assets from unauthorized access.
  • Scalability and Performance: Cloud-native infrastructure (AWS) ensures high scalability, availability, and performance.
  • Transparency and Traceability: Comprehensive reporting and detailed documentation provide full transparency for all transactions and processes.

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Focus on Crypto Securities and Crypto Custody

ecrop focuses on developing and operating solutions for the issuance, registration, transfer, and custody of crypto securities and secure custody of crypto assets:
  • Crypto Securities Registry Management: As a licensed registry manager under eWpG, ecrop offers all necessary functions for the issuance, registration, transfer, and management of crypto securities.
  • Crypto Custody: As a future crypto custodian under KWG, ecrop offers secure custody of crypto assets, including key management and transaction processing. We optionally offer staking services for additional returns.

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Why Crypto Shares?

  • Problem: The traditional securities market is often characterized by inefficient, manual processes, lack of transparency, and high costs. Long settlement times and limited tradability make it difficult for smaller companies and investors to access capital.
  • Solution: As a digital, blockchain-based alternative, crypto securities offer a more efficient, transparent, and secure way to issue, trade, and custody securities. This technology enables faster and more cost-effective transactions, increases tradability, and opens up new financing opportunities. The eWpG regulation creates a secure legal framework for electronic securities, and ecrop, as a BaFin-regulated crypto securities registry manager and future crypto custodian, provides the necessary infrastructure and expertise.
  • Potential: Crypto securities have the potential to revolutionize capital markets, enable new business models, and democratize access to capital for companies. They offer SMEs and startups easier access to capital and increase liquidity and transparency for investors.